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NW Gainesville pool home: 4 bed/3 ba/2845 s/f, $249,900

February 6, 2010 by Coleen · Leave a Comment 

Spacious Northwest Gainesville pool home: 4 bedrooms/3 bathrooms/2845 square feet, $249,900

Spacious heated pool home in Northwood Oaks…4 bedrooms + office, 3 bathrooms, 2845 square feet under air. Huge stone-tiled Florida room overlooks pool and backyard and has pass-thru access to kitchen – perfect for entertaining. Spacious in-law suite with kitchenette is fully wheelchair accessible, including roll-in shower. Large, fully-fenced backyard includes a garden shed and lots of room to putter. Great NW location close to shops, with easy access to downtown.

Filed under $100k-$250k, 4 Bedrooms, Featured Properties, Gainesville, Single Family Home · Tagged with

19559 NW 230th Street, High Springs | $182,900

September 30, 2009 by Coleen · Leave a Comment 

This charming 3 bedroom/2 bathroom former model home built in 2005 features open living space, ventless gas fireplace, vaulted ceilings, and a cheery, all-weather sunroom. The spacious master bedroom opens into a luxury master bathroom with garden tub, separate stone tile shower, and two walk-in closets. The sunroom offers the perfect space for a reading room or sun-filled breakfast nook. Within walking distance of High Springs Community School, this lovely home is minutes to historic downtown High Springs and a 20-minute drive to Gainesville.

Filed under $100k-$250k, 3 Bedrooms, Featured Properties, High Springs, Property Bedrooms, Property Location, Property Price, Property Type, Single Family Home · Tagged with

603 SW 75th Street, Gainesville | $79,900

August 30, 2009 by Coleen · Leave a Comment 

Located just minutes from UF and Shands, this 2 bedroom/2 bathroom immaculate condo is 1292 square feet and features tiled entryway, stone tile backsplash in kitchen, updated bathroom countertops, neutral paint thruout, private balconies off both bedrooms, and private fenced brick patio perfect for outdoor dining. On the bus route, this quiet condo is priced right and move-in ready.

Filed under 2 Bedrooms, Condominium, Featured Properties, Gainesville, Less than $100K, Property Bedrooms, Property Location, Property Price, Property Type · Tagged with

Free resources for financially distressed homeowners

January 25, 2010 by Coleen · Leave a Comment 

Free resources for financially distressed homeowners

First, some sobering statistics:

A record 3 million homes received foreclosure notices in 2009, according to Lawrence Yun, chief economist with the National Association of Realtors (NAR). He expects a similar number this year.

Since the housing market’s peak in July 2006, home prices have plunged 30% on average, with prices in some markets, such as Las Vegas, Phoenix and parts of Florida, falling more than 60%. NAR’s Yun estimates home-equity losses from the housing meltdown totaled $7 trillion at the end of 2009.

The main reasons that homeowners file for foreclosure include job loss, business failure, divorce or death of spouse, illness, relocation, reduced income, mortgage fraud, and predatory lending. (Short Sales and Foreclosures: What Buyer’s Representatives Need to Know, page 10).
For the past three years, payment increase/mortgage adjustment is the top reason homeowners have filed for foreclosure. (SFR training, December 2009).
Foreclosure is not the only option available to distressed homeowners, however. In fact, there may be better options available.  The big  question for a homeowner in financial straits is figuring out where to turn.  What are their options? Who should they ask? Where can they find help?
Here are just a few places homeowners can turn for answers:


http://makinghomeaffordable.gov – This website provides invaluable resources for distressed homeowners, including free counseling from a HUD-approved housing counselor, who can assess your situation and help you determine the best steps for you and your family to take to help ease you out of your financial straits.
This website also provides information regarding homeownership events being held around the country by federal, state, and non-profit agencies to provide homeowners with information on foreclosure prevention options. These events also provide homeowners with the opportunity to get immediate help connecting with loan servicer representatives and housing counselors. State-by-state schedules for these events can be found here.
The following video offers more information regarding the services provided by Making Home Affordable:

Avoiding Foreclosure – U.S. Department of Housing and Urban Development – This website provides information on state and local foreclosure resources, discusses tips on avoiding foreclosure, and offers information regarding refinancing options.
NeighborWorks National Foreclosure Mitigation Counseling Program - provides free foreclosure avoidance counseling. Scroll to bottom of the page to access the lookup for foreclosure counseling agencies in your area. A recent study found that National Foreclosure Mitigation Program clients are 60 percent more likely to avoid foreclosure than homeowners who don’t seek counseling.
For distressed Florida homeowners, the Florida Bar offers resources to help homeowners facing foreclosure, or who fear that they might be. This link also provides information on free help, including local workshops and clinics, to help Florida homeowners looking for a way to get out from under financial distress.
Distressed homeowners have enough problems without worrying about getting taken in by a foreclosure scam.

This website from the Federal Trade Commission provides tips to homeowners about how to avoid foreclosure scams.
The Foreclosure Prevention Toolkit provided by the FDIC offers homeowners a wealth of information on preventing foreclosures, and what options are available if that is not possible.

Filed under Help for distressed homeowners, Real Estate Tips · Tagged with